While the incidence of auto collisions may seem a common occurrence in the United States, they are far more likely to occur in other countries. Although your chances of having a car accident are extremely low, it is safe to assume that you will have a car accident at least once in your lifetime. Knowing what to do in the event of an auto collision will help you to avoid future legal difficulties and entanglements. Some suggestions to assist you are listed below.
Directly After The Collision
Exchange insurance information with the other party before you can leave the scene of the accident. Without this critical information, your insurance company will have no way to seek remuneration for you.
Do not admit to the other driver that you are at fault for the accident, even if you believe you are. This statement could be turned against you in court. Be polite and civil when exchanging information, but never give out more of your personal data than necessary. Always remember that if you give out more information than you should, legal repercussions can follow you for years to come. Neither the police nor the other driver needs to know your Social Security Number, so do not yield the number if asked.
Do not get angry at the other driver, even if he caused the accident. Expressing rage will only make an already volatile situation worse. Another concern is the possibility that the other driver may sue you for verbal assault if you raise your voice in anger.
Notify the police. In many states, this is a legal requirement. If it is not a requirement in your state, it is still a good idea to have the reassuring presence of a police officer on hand to make an official accident report.
Never leave the scene of the accident until you have exchanged information with the other driver and checked to see if they need medical assistance. If you do leave the scene prematurely, you can be charged with a criminal misdemeanor.
After The Filing Of The Accident Report
After the accident has been documented and the police have given you the go-ahead, take your car to the auto repair shop. Check with your auto insurer to see whether they have special arrangements with garages in the area to provide you with guaranteed service. If you have other question sor require more help, try contacting a company like Ohs' Body Shop's Inc. with any concerns you want answered.